Tracker mortgages
Mortgages have been more difficult to get lately but it is still worth looking at all the options before you take one out. It is good to have a tracker mortgage as this follows the base rate. When interest rates are low, like they are at the moment, you will find that you will be very well off indeed. Obviously as rates rise, the mortgage rate will as well but then so will all of the other ones too. Make sure that you check the banks charges as this is a good way to compare the different deals on offer.